贷款利率飙涨 湾区3都会区豪宅销量创新低




贷款利率飙涨 湾区3都会区豪宅销量创新低

世界新闻网

10/30/2022

湾区豪宅销量创历史新低。专家认为,除了经济因素之外,环境也发生变化,包括消费者信心问题。(Getty Images)

房地产分析师表示,湾区三大都会区旧金山、屋仑、圣荷西的豪宅市场9月份的销售数量,达到房地产上市网站「Redfin」自2012年开始纪录以来的最低水平月份。所谓豪宅,其定义为根据市场估值为前5%的高价房屋。

全国豪宅市场低迷

随着11月大选与年底假期即将来临,贷款利率持续上升,整体房市交易活动放缓。豪宅市场低迷情况不仅限于湾区,根据Redfin报告,截至今年8月的三个月期间,全国售出的豪宅数量,比去年同期减少28.1%。此一降幅远远超过非豪宅销售的19.5%同比降幅,并且是自2012年以来的最大降幅,与2020-2021年创纪录的61%豪宅销售增幅相较,是一个巨大转变。

湾区的豪宅销售受到打击最为严重。Redfin数据显示,在美国人口最多的50个都会区中,屋仑都会区的豪宅销售同比下降幅度最大、为63.9%。其次为圣荷西都会区,豪宅销售减少59.6%;旧金山都会区则排名第七,豪宅销售下降49.6%。

报告指出,先前由于疫情期间股市大涨、创纪录的低贷款利率、以及可在任何地方办公的远距工作弹性,豪宅市场交易热络,但目前这些拥有大笔预算的买家,已经陆续撤退。推动豪宅市场冷却转变的成因,包括利率飙涨、通货膨胀、股市重创以及经济不确定性。




价格涨幅 仅去年一半

报告说明,豪宅价格仍持续上涨,但涨幅约仅有一年前的一半。旧金山豪宅销售中位价为549万5000元,价格为全国最高,比去年同期上涨14.5%。排名第二的是圣荷西,豪宅中位数价格为485万元、上涨12.5%。屋仑排名第七、豪宅中位价为315万5000元、上涨21.3%。

尽管去年豪宅市场销售蓬勃,但是,旧金山豪宅市场销售去年增幅为30%,仅为全国的一半。房地产专家认为,城市人口大规模外移可能是主要因素之一。「纪事报」近来分析指出,湾区于疫情期间流失许多高收入人口,导致湾区成为2019-2021年家庭收入中位数下降幅最大的美国人口最多都会区。

Redfin报告指出,许多富裕买家仍将贷款借出,有时是一种投资策略。出于这个原因,Redfin首席经济学家费尔韦瑟(Daryl Fairweather)表示,当豪宅购买者见到贷款利率上升所带来的影响时,会感到冲击。此外,报告也指出,购买豪宅作为投资务业的全现金买家,可能将资金转移到他处,例如,债券可能提供最高投资回报率。

就算买得起 但没信心

「金门苏富比国际房地产经纪公司」房地产经纪人陈赫曼(Herman Chan,译音)认为,目前部分房地产经纪行事低调、重组调整计划并为2023年做准备。他表示,无论富裕与否,人们不会活在泡沫中,除了经济因素之外,环境也发生变化,即使有人能负担得起豪宅价格,也不见得会购买,这也是消费者信心问题。

Source




成屋销售9月为止 连跌8个月

因为房贷利率太高,民众买房意愿降低,成交量大减,8月全美房价降温。图为加州旧金山市售价百万以上的民宅。(Getty Images)

华尔街日报(WSJ)报导,房市因房贷利率剧烈调升,今年快速冷却;成屋销售到9月止已连续八个月下跌。

按房价年成长速度来看,自今年3月创纪录的成长逾20%以来,已经走疲;经济学者指出,房价成长今年还要更软;房价数据统计,通常要比签约买卖慢上一、两个月,因此8月数据反映的,是今年更早时候的购屋决定,当时房贷利率还不像现在这么高。

房市研究机构Zonda首席学者沃尔夫(Ali Wolf)指出,待售屋数目增加如此之快,需求走软如此之速,房市已回到买方市场;依他所见,房贷利率升到6%以上,房价无疑将向下调整。

房屋融资机构房地美(Freddie Mac)指出,30年固定息房贷利率到本月20日止的当周平均为6.94%,较去年同期上升3.09%。

凯斯席勒10城市指数到8月底的一年,同比前一年要增长12.1%,相形下到7月底的一年同比为增14.9%;若看20城指数,8月房价升13.1%,7月升16%,20城的房价升速都走软。

7月是自2012年2月以来,美国房价逐月相比首度走跌的第一次,走势延续到8月。

20个城市8月房价虽延续7月势头,成长趋缓,依然要高于一年前水准;迈阿密8月房价要比一年前涨28.6%,第二名是坦帕市的28%。

「史坦普道琼指数」(S&P Dow Jones Indices)执董拉札拉(Craig J. Lazzara)指出,这些数据明显指出,房价成长速度今年春季来到顶点,此后则一直下跌。

Source




大华府房产交易放缓 房价涨3.3% 维州福斯教堂市涨近20% 幅度最大

世界新闻网

10/19/2022

大华府今年9月的房产平均售价中位数比去年同期增长3.3%。(记者张筠/摄影)

大华府地区的房产销售持续放缓,今年9月的整体房价比去年同期增长逾3%,涨幅最明显的是维州福斯教堂市(Falls Church City),增长了近20%,而阿灵顿郡的房价下降近14%,主要原因是今年售出的房产除了独栋房屋外还包括许多公寓,房产分析师表示,来年房价会逐渐回落,但仍比疫情前高二至四成。

房地产网站Bright MLS的报告显示,大华府地区今年9月售出房产价格的平均中位数,比去年同期上升了3.3%,多数地区的房价都有不同幅度的增长,涨幅最大的是维州福斯教堂市,增长了19.6%,费尔法克斯市(Fairfax City)也增长14.6%

大华府仅有北维州的两个地区出现房价回落,包括阿灵顿郡(Arlington County),价格中位数下降了13.6%,以及亚历山卓市(Alexandria City)降了近10%。




Bright MLS首席经济分析师司徒兰特(Lisa Sturtevant)表示,阿灵顿郡和亚历山卓市的情况之所以与大华府其他多数地区不同,主要原因是今年售出的房产与去年不同,今年的房产交易中包括许多公寓(condo),而去年多以独栋房屋(house)为主,因此今年的平均售价中位数比去年低。

司徒兰特说,秋冬季时房产销售一般会减速,但对比去年同期,今年放缓得格外明显,今年9月签订的交易合同比去年同期减少了32.7%,这也是连续第七个月呈下降趋势,「去年的房产交易异常活络,因此放缓趋势不令人意外,但今年有待推进的房产交易数量甚至比2019年前还少,大华府已多年未见此情况。」

根据房产数据分析,未来一年房产销售仍将持续放缓,因贷款利率居高不下,买者减少,房价增长速度也将相应放缓,不过短期内房价下降的幅度不会很明显,司徒兰特表示,尽管房价将逐渐脱离最高峰,但仍会比新冠疫情前的价格多二成至四成。

大华府售出房价平均中位数及变化 (数据源:Bright MLS网站 制表:记者张筠)

Source




Townhouse For Sale

21767 Dryden Ct, Ashburn, VA 20147

MLS# VALO2038798

List Price: $359,900

Total Finished SQFT: 1,024

Posted: 10/15/2022

Newly renovated 3-story townhome in Parkside at Ashburn. Brand new white shaker, tall cabinets with granite countertop in an expanded kitchen design, stylish LVP floor on all 3 levels, newly installed quality carpet on staircase, new deck off the kitchen and dining area.

Neutral color throughout the home with plenty of windows and natural light, combined with high ceilings and ceiling fans make the home feel roomy and comfortable.

Upstairs with one large-sized bedroom with a walk-in closet, a full bath with tub and slower, a full set of washer/dryer, and a generous landing area that give you lots of privacy and convenience. Entrance level is appointed with a study / sitting area and a tiled foyer.

Attached one car garage with own driveway is great for storage and parking. Very well managed gated community only 3 minutes from the toll road and the Ashburn Moorefield Station metro. Excellent community with pool, playground, gym, sports courts, trails, and lots of organized neighborhood activities for residents.

Super low monthly management fee for a low maintenance lifestyle in modern Ashburn. Come see it today!

Park in the space after the gate next to the club house, any unmarked space, or in the driveway. Make an appointment online to show anytime 8am to 7pm.

Community gate will be closed after dark. Text (317) 762-7934 for any issues with showings or questions.

For the MLS listing, please visit:

https://matrix.brightmls.com/Matrix/Public/Portal.aspx?ID=DE-1913743380376&agt=1

Instructions for showing

Showing Method: In-Person Only

Please schedule online or text the owner at (317) 762-7934 for showings.

Directions: GRRENWAY TO EXIT 6, R RYAN, L ON SHELLHORN, L WAXPOOL, L AMBERLY, R ON DRYDEN.




Flat-Fee MLS Listing Service in Northern VA

Neighborhood Specialist (McLean, Falls Church, Vienna) |
Helping For Sale by Owner & For Rent by Owner

DIY Landlord – Renting out Properties Safer and Quicker!

By David Chen

3/05/2022

Q. We purchased our first home some years ago, and are about to move to another home. We are considering to keep our first home as an income property. We heard of the free ads on CRAIGSLIST and zillow.com, but some landlord friends told us it could be a challenge to find qualified tenants through CRAIGSLIST and zillow.com. Is there any way to rent our property out quicker and safer with minimum cost? We are the kind of persons who would like to try things ourselves, and have some spare time.


A. You may have already done the initial research and have figured out the range of monthly rent of your property.


If the monthly rent is low such as $1800.00 or below, you may want to do it through CRAIGSLIST, https://postlets.com/zillow.com, or similar web sites. The renters interested in the low-priced rentals may not go to the Realtors community for assistance.  


If the monthly rent is $1800.00 or above, you may want to consider listing your rental on brightmls.com for the Realtors community to market it for you.



Bright MLS is made up of nine forward thinking MLSs (43 Associations) in the Mid-Atlantic region who put aside their differences and came together with a shared vision to help solve MLS market overlap and empower everyone to get more out of the MLS. Bright will serve parts of 6 states plus Washington, D.C. encompassing 85,000 real estate professionals who serve over 20 million consumers and facilitate approximately 250,000 transactions a year that are valued at more than $70 billion.

Dozens of public real estate websites (such as: zillow.com, redfin.com, brightmlshomes.com, etc.) pull data from brightmls.com through syndication. In a few hours, your listing will show up on dozens of websites and will get the maximum exposure. It is a lot quicker and safer finding qualified tenants than doing it through CRAIGSLIST and zillow.com. You may talk with a Realtor for assistance. Please be aware some Realtors take rental jobs, some don’t.


Over the years I have helped some landlords in the community renting their properties out with very low cost. A popular arrangement is to help the landlords ‘DIY’, which has been working well for those experienced landlords.

The good side of ‘DIY’ is that the landlords can ‘screen’ the potential tenants from the very beginning, have 100% control of the whole process, and enjoy the feeling of “on top of things”.




If you prefer minimum service, I can help you ‘DIY’: 


1. I provide CMA, list your rental on brightmls.com, put a realtor’s lockbox at the front door if needed, provide the access log (if needed), support you through the whole process.

I charge a flat fee for the minimum service.

2. If you would like me to prepare the lease or review the lease, there is another reasonable flat fee. This service is optional.

3. You answer phone calls, work with the tenant (if the tenant doesn’t have an agent) or the tenant’s agent, run credit check, verify employment, check references, etc.. You pay the tenant’s agent (if there is one) directly on the move-in date – usually 25% of first-month rent.
 
If you need full-service, the commission is first-month rent – which includes the commission to be paid to the tenant’s agent.
 
If you need any customized service (between minimum service and full-service), we can work out an agreement.

Some information:
 
CMA stands for Comparable (some called Competitive) Market Analysis, that will help you determine the market value of your property for sale or for rent.

I use Sentry-key lockbox. Any Realtor with membership of NVAR (Northern Virginia Association of Realtors) or any other VA Realtors association can access and show the property.

The access log tells when the agents enter the property and their contact info. which can help you follow up with the agents.

If you like the DIY experience, I would recommend you to use the minimum service.

Please feel free to reach me if you need any assistance.

David Chen
Realtor (Licensed in VA) | Neighborhood Specialist (McLean, Falls Church, Vienna)
Libra Realty, LLC
dchenj@gmail.com
703-395-5406

WeChat:


Last update: 10/15/2022




客服电话:1 (888) 666-7723

客服邮箱:customerservice@huarenstore.com



Websites that will show your flat fee mls listings

4/01/2022

Almost all real estate websites that offer the ability to search brokerage listings use a data feed from the MLS called Internet Data Exchange (IDX) to pull in listing data. Depending on the number of sites tapping into your MLS, your listing could appear on hundreds of websites. We do not control the content of any of the websites listed below. updated periodically & subject to change at any time Here are some examples of national websites by area that pull listings from the MLS:

  • Zillow
  • Trulia
  • Move.com
  • MSN.com
  • REALTOR.com
  • REMAX.com (in markets where they have an office)
  • ZipRealty.com (in markets where they have an office)
  • Yahoo.com / Prudential (in markets where they have an office)
  • Google Base
  • Redfin
  • Yahoo Classifieds
  • AOL Real Estate
  • HomeGain
  • Lycos
  • Oodle
  • Hotpads
  • HomeSeekers
  • ColdwellBanker.com
  • Cenutry21.com
  • HouseFront
  • CondoQuickFind

Here are just a few examples of local media websites that pull listings from the MLS in their area:

  • AZCentral.com (Phoenix, Arizona)
  • Chron.com (Houston, Texas)
  • DallasNews.com (Dallas/Fort Worth, Texas)
  • DenverPost.com (Denver, Colorado)
  • LATimes.com (Los Angeles, California)
  • MySA.com (San Antonio, Texas)
  • RGJ.com (Reno, Nevada)
  • SignOnSanDiego.com (San Diego, California)
  • StarBulletin.com (Honolulu, Hawaii)
  • Tucson.com(Tucson, Arizona)


Here are just a few examples of local brokerage websites that pull listings from the MLS in their area:

  • BishopRealty.com (Payson, Arizona)
  • Boulderco.com (Boulder, Colorado)
  • C21MoneyWorld.com (Las Vegas, Nevada)
  • ColdwellBanker-Idaho.com (Coeur d’Alene, Idaho)
  • Ebby.com (Dallas, Texas)
  • Floberg.com (Billings, Montana)
  • LongRealty.com (Tucson, Arizona)
  • SantaFeSIR.com (Santa Fe, New Mexico)
  • TB.com (Spokane, Washington)

Additionally, here are just a few examples of local REALTOR® Boards or MLS’s that have a public view portal. (Not all boards have this feature):

  • ABQREALTORS.com (Albuquerque, New Mexico)
  • AlaskaRealEstate.com (Anchorage, Alaska)
  • AustinHomeSearch.com (Austin, Texas)
  • HAR.com (Houston, Texas)
  • HavasuRealtors.com (Lake Havasu City, Arizona)
  • HICentral.com (Honolulu, Hawaii)
  • mlslistings.com (San Jose, California)
  • SFAR.com (Santa Fe, New Mexico)
  • TARMLS.com (Tucson, Arizona)

These are just examples. Your listing could literally show up at hundreds of other websites.

Source: https://www.congressrealty.com/Flat-Fee-MLS-Listings/Sites-with-Listings/default.aspp




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