房屋买家偏向「老、白、富」亚太裔购屋者仅占2%

世界新闻网

11/04/2022

调查发现，去年的房屋买家以老年富有白人为主，亚太裔与首次购屋者比率均创新低。图为宾州一栋房屋已经售出。(美联社)

全国房地产经纪人协会(National Association of Realtors，NAR)数据显示，由于新冠疫情爆发以来的房价飙涨，导致近期房屋买家「老、白、富」的情况，皆为过去几十年来的新高；年轻的首购族，以及包括亚裔在内的少数族裔被排除在房市之外，冲击创建财富、促进社会流动能力的负面影响恐怕会长达数十年。

纽约时报报导，NAR的调查发现，去年7月至今年6月间，全国房屋交易案中，42%来自55岁至74岁的买家，25岁至34岁买家只占14%，比率较前一年骤减10个百分点。

调查发现，去年的房屋买家以老年富有白人为主，亚太裔与首次购屋者比率均创新低。图为乔治亚州一栋房屋上市求售。(美联社)

一般来说，首购族的年龄都在30岁至32岁左右，对于房屋交易件数的贡献度约为40%；但现在首购族中位年龄达36岁，为NAR自1981年开始调查房屋买家背景以来最年长，贡献的交易案件数量比率则骤降至26%，为1981年有调查以来最低。

另一方面，购入第二或更多套房屋的民众年龄中位数达59岁，亦是有调查以来最年长，在在显示当前房市为年长者所支配：刚出社会、新婚的年轻人，辛苦存钱却只能对高昂的房价望洋兴叹，「老、白、富」们则可直接以现金购屋。

若从族裔来看，高达88%的房屋交易案来自白人买家，较前一年增加6个百分点，为过去25年来最高；非裔3%、亚太裔只占2%；西语裔则占8%。

纽时报导指出，尽管房价不太可能永久处于难以企及的高位，但对部分经济弱势者而言，这种影响却可能是深远的，因为房屋基本上是一个家庭最大的资产，能否为下一代创造财富，促进社会流动至为关键。

此外，房贷是稳定的支出，通常会在退休年龄时还清，不若房租恐怕将是一辈子而且不稳定的负担；公寓清单(Apartment List)数据显示，2021年间房租涨幅直逼18%。

组织「公平成长」(Equitable Growth)经济政策衡量主管克莱门斯(Austin Clemens)就表示，此情况恐怕将加剧国内的经济不平等，而年轻人、低收入者、少数族裔等皆深受其害。

Source

房客：给我2万才搬华人法院外喊不公

世界新闻网

11/01/2022

小房东指，为追讨房租已访多位民代，未得到明确回复，只能每周在法院外举牌，表达不满。(记者牟兰╱摄影)

数十名以华裔为主的小房东近日在纽约皇后区民事法院前抗议，多名屋主指，为追讨房租已访多位民代，未得到明确回复，只能每周四在法院外举牌，盼法官看到他们诉求；一名屋主称，已15个月没收到租，房客近期告知，想要他搬走要付2万元，感到不公。

以华裔为主的小房东高举「两年没收租很不应该」、「请房屋法院公平对待」以及「小房东想要回家」等标语抗议，民事法官共和党人候选人沙纳汉(William David Shanahan)也到场声援小房东。

刘Rickey表示，从事酒店服务业的他，2018年用所有积蓄并向亲友借钱，在麦斯佩斯(Maspeth)买下一栋「联排屋」(Townhouse)，通过仲介租给一名白人，「背景调查和银行帐单都查了」。房客去年7月开始拒交房租，他聘律师在房屋法庭提告房客，要求对方搬离，却被法官告知，因对方申请「紧急租金援助计划」(ERAP)，案件已被冻结，他自行支付地税和水费，共计近万元。

最无奈的是，房客近期买了市值4万多元的休旅车，还明确告知，想让他搬走，必须要归还押金、第一个月的租金并支付搬家费等，计2万元左右；他与其他小房东已多次拜访民代，两个月前开始在法院前举牌，求公道。

韩雪梅表示，她以2100元于2018年底，把艾姆赫斯特的两室公寓租给西语裔租客，2020年开始，对方拒付房租，又申请「紧急租金援助计划」，她申请上庭，至今还没排到期。

面对房客拒缴房租，从事餐馆的她只能自行支付管理费与地税，但在社群媒体上却看到租客去外州旅游，住500元一晚的豪华酒店，还换新车，感叹「政府的法规让好房客也变坏」。

小房东林Henry表示，他们过去几个月已陆续拜访多位纽约的民代，均没得到明确的指引或帮助，两个月前自发在皇后区民事法院前举牌，坚持至今，即使知道收效甚微，也期盼政府看到他们的处境，帮助改变现况。

Source

湾区房市熄火越来越多人搬离

Newtalk

10/30/2022

贷款利率持续上升，给在疫情期间一度火热的湾区房市泼了一盆冷水。湾区是加州目前唯一房价比一年前低的市场。根据「加州房地产经纪人协会」数据，湾区九县9月份的现有独栋房屋房屋售价中位数，比2021年9月下跌2.6%至126万元，尽管仍为高房价，但已是连续第三个月出现同比下跌。

经纪人协会副首席经济学家魏奥斯卡(Oscar Wei)表示，加州只有湾区出现房价下跌的原因，可能是有越来越多的人搬离。此外，由于湾区房价去年飙涨高于加州其他地方，当地房屋售价还有更多下跌空间。自今年稍早利率开始上涨以来，加州房价持续下跌，每月还款额度大增，将许多买家挤出市场。他认为，底线仍是利率，在接下来的几个月，若继续见到房价下跌，无须感到惊讶。

事实上，湾区房市于8-9月见到略涨。但魏奥斯卡将其归因于股市短暂上涨，促使湾区科技业部分人士兑现庞大投资组合购屋。

与去年同期相比，圣马刁县房价跌幅为湾区内核县最大、房价中位数下跌5.8%至186万元；其次为旧金山下跌5.7%至165万元；阿拉米达县跌幅4.6%至124万元；康曲科士达县下跌1.7%至88万2000元。

圣他克拉拉县逆势上涨

与此同时，硅谷中心圣他克拉拉县则逆势上涨4.3%至170万元。尽管圣县房价高于一年前，但硅谷房地产经纪人Ramesh Rao表示，当地市场与今年初相比，已大幅降温。他指出，疫情的大部分时间，许多人因远距工作不受办公室拘束，并且受到历史新低利率的推动，疯狂抢购房屋，有时出价比要价高出数十万元。

然而，房市变化发生在美联储局今年春天开始提高借贷成本，以因应减缓失控的通货膨胀。30年固定贷款利率上涨，本周已达6.94%，高于疫情最严重时的3%以下。

根据「Bankrate.com」数据，30年期固定的非标准大型房屋贷款(nonconforming home loan，又称jumbo loan)平均利率为7.34%。湾区巨额贷款是指超过97万800元的贷款额。代表着即使房价下跌，许多潜在买家的购房实际成本也会飞涨。

可调整利率贷款获考虑

「Realtor.com」贷款计算器以目前利率计算，一间100万元房屋的30年固定贷款每月还款额超过6500元，头期款额为20%。相较之下，疫情期间利率最低时仅约为4500元，包括地产税与保险。随着利率持续上升，买家已开始将目光自传统房屋贷款，转向为可调整利率贷款，卖方融资等创意融资。

Source

大华府房产交易放缓房价涨3.3% 维州福斯教堂市涨近20% 幅度最大

世界新闻网

10/19/2022

大华府地区的房产销售持续放缓，今年9月的整体房价比去年同期增长逾3%，涨幅最明显的是维州福斯教堂市(Falls Church City)，增长了近20%，而阿灵顿郡的房价下降近14%，主要原因是今年售出的房产除了独栋房屋外还包括许多公寓，房产分析师表示，来年房价会逐渐回落，但仍比疫情前高二至四成。

房地产网站Bright MLS的报告显示，大华府地区今年9月售出房产价格的平均中位数，比去年同期上升了3.3%，多数地区的房价都有不同幅度的增长，涨幅最大的是维州福斯教堂市，增长了19.6%，费尔法克斯市(Fairfax City)也增长14.6%

大华府仅有北维州的两个地区出现房价回落，包括阿灵顿郡(Arlington County)，价格中位数下降了13.6%，以及亚历山卓市(Alexandria City)降了近10%。

Bright MLS首席经济分析师司徒兰特(Lisa Sturtevant)表示，阿灵顿郡和亚历山卓市的情况之所以与大华府其他多数地区不同，主要原因是今年售出的房产与去年不同，今年的房产交易中包括许多公寓(condo)，而去年多以独栋房屋(house)为主，因此今年的平均售价中位数比去年低。

司徒兰特说，秋冬季时房产销售一般会减速，但对比去年同期，今年放缓得格外明显，今年9月签订的交易合同比去年同期减少了32.7%，这也是连续第七个月呈下降趋势，「去年的房产交易异常活络，因此放缓趋势不令人意外，但今年有待推进的房产交易数量甚至比2019年前还少，大华府已多年未见此情况。」

根据房产数据分析，未来一年房产销售仍将持续放缓，因贷款利率居高不下，买者减少，房价增长速度也将相应放缓，不过短期内房价下降的幅度不会很明显，司徒兰特表示，尽管房价将逐渐脱离最高峰，但仍会比新冠疫情前的价格多二成至四成。

大华府售出房价平均中位数及变化（数据源：Bright MLS网站制表：记者张筠）

Source

Townhouse For Sale

21767 Dryden Ct, Ashburn, VA 20147

MLS# VALO2038798

List Price: $359,900

Total Finished SQFT: 1,024

Posted: 10/15/2022

Newly renovated 3-story townhome in Parkside at Ashburn. Brand new white shaker, tall cabinets with granite countertop in an expanded kitchen design, stylish LVP floor on all 3 levels, newly installed quality carpet on staircase, new deck off the kitchen and dining area.

Neutral color throughout the home with plenty of windows and natural light, combined with high ceilings and ceiling fans make the home feel roomy and comfortable.

Upstairs with one large-sized bedroom with a walk-in closet, a full bath with tub and slower, a full set of washer/dryer, and a generous landing area that give you lots of privacy and convenience. Entrance level is appointed with a study / sitting area and a tiled foyer.

Attached one car garage with own driveway is great for storage and parking. Very well managed gated community only 3 minutes from the toll road and the Ashburn Moorefield Station metro. Excellent community with pool, playground, gym, sports courts, trails, and lots of organized neighborhood activities for residents.

Super low monthly management fee for a low maintenance lifestyle in modern Ashburn. Come see it today!

Park in the space after the gate next to the club house, any unmarked space, or in the driveway. Make an appointment online to show anytime 8am to 7pm.

Community gate will be closed after dark. Text (317) 762-7934 for any issues with showings or questions.

For the MLS listing, please visit:

https://matrix.brightmls.com/Matrix/Public/Portal.aspx?ID=DE-1913743380376&agt=1

Instructions for showing

Showing Method: In-Person Only

Please schedule online or text the owner at (317) 762-7934 for showings.

Directions: GRRENWAY TO EXIT 6, R RYAN, L ON SHELLHORN, L WAXPOOL, L AMBERLY, R ON DRYDEN.

Flat-Fee MLS Listing Service in Northern VA

**Neighborhood Specialist (McLean, Falls Church, Vienna)** |
**Helping For Sale by Owner & For Rent by Owner**

DIY Landlord – Renting out Properties Safer and Quicker!

By David Chen

3/05/2022

Q. We purchased our first home some years ago, and are about to move to another home. We are considering to keep our first home as an income property. We heard of the free ads on CRAIGSLIST and zillow.com, but some landlord friends told us it could be a challenge to find qualified tenants through CRAIGSLIST and zillow.com. Is there any way to rent our property out quicker and safer with minimum cost? We are the kind of persons who would like to try things ourselves, and have some spare time.

A. You may have already done the initial research and have figured out the range of monthly rent of your property.

If the monthly rent is low such as $1800.00 or below, you may want to do it through CRAIGSLIST, https://postlets.com/, zillow.com, or similar web sites. The renters interested in the low-priced rentals may not go to the Realtors community for assistance.

If the monthly rent is $1800.00 or above, you may want to consider listing your rental on brightmls.com for the Realtors community to market it for you.

Bright MLS is made up of nine forward thinking MLSs (43 Associations) in the Mid-Atlantic region who put aside their differences and came together with a shared vision to help solve MLS market overlap and empower everyone to get more out of the MLS. Bright will serve parts of 6 states plus Washington, D.C. encompassing 85,000 real estate professionals who serve over 20 million consumers and facilitate approximately 250,000 transactions a year that are valued at more than $70 billion.

Dozens of public real estate websites (such as: zillow.com, redfin.com, brightmlshomes.com, etc.) pull data from brightmls.com through syndication. In a few hours, your listing will show up on dozens of websites and will get the maximum exposure. It is a lot quicker and safer finding qualified tenants than doing it through CRAIGSLIST and zillow.com. You may talk with a Realtor for assistance. Please be aware some Realtors take rental jobs, some don’t.

Over the years I have helped some landlords in the community renting their properties out with very low cost. A popular arrangement is to help the landlords ‘DIY’, which has been working well for those experienced landlords.

The good side of ‘DIY’ is that the landlords can ‘screen’ the potential tenants from the very beginning, have 100% control of the whole process, and enjoy the feeling of “on top of things”.

If you prefer minimum service, I can help you ‘DIY’:

1. I provide CMA, list your rental on brightmls.com, put a realtor’s lockbox at the front door if needed, provide the access log (if needed), support you through the whole process.

I charge a flat fee for the minimum service.

2. If you would like me to prepare the lease or review the lease, there is another reasonable flat fee. This service is optional.

3. You answer phone calls, work with the tenant (if the tenant doesn’t have an agent) or the tenant’s agent, run credit check, verify employment, check references, etc.. You pay the tenant’s agent (if there is one) directly on the move-in date – usually 25% of first-month rent.

If you need full-service, the commission is first-month rent – which includes the commission to be paid to the tenant’s agent.

If you need any customized service (between minimum service and full-service), we can work out an agreement.

Some information:

CMA stands for Comparable (some called Competitive) Market Analysis, that will help you determine the market value of your property for sale or for rent.

I use Sentry-key lockbox. Any Realtor with membership of NVAR (Northern Virginia Association of Realtors) or any other VA Realtors association can access and show the property.

The access log tells when the agents enter the property and their contact info. which can help you follow up with the agents.

If you like the DIY experience, I would recommend you to use the minimum service.

Please feel free to reach me if you need any assistance.
—
David Chen
Realtor (Licensed in VA) | Neighborhood Specialist (McLean, Falls Church, Vienna)
Libra Realty, LLC
dchenj@gmail.com
703-395-5406

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Websites that will show your flat fee mls listings

4/01/2022

Almost all real estate websites that offer the ability to search brokerage listings use a data feed from the MLS called Internet Data Exchange (IDX) to pull in listing data. Depending on the number of sites tapping into your MLS, your listing could appear on hundreds of websites. We do not control the content of any of the websites listed below. updated periodically & subject to change at any time Here are some examples of national websites by area that pull listings from the MLS: